Medicare Supplements sold by Mutual of Omaha will save seniors a lot of money on healthcare this coming year. If you have Original Medicare already, then you can add on more coverage with a Mutual of Omaha Medicare Supplement for 2020 and be covered even better.
We want to tell you a bit about Medicare Supplements and how Mutual of Omaha offers them as insurance policies that could benefit you. The more you know about your insurance options, the more likely you are to make a smart choice for healthcare coverage.
Medicare Supplements Can Cut Your Healthcare Costs
The reason that seniors sign up for Medicare Supplements is because these health insurance policies can reduce their overall medical expenses. The cost of medical care can be very high these days, and Supplement plans help to keep those costs low, if you can use the coverage that they offer. They won’t be right for everyone, but they are saving thousands of seniors money on their healthcare.
Supplement plans can cover any and all of the following medical expenses:
Excess charges related to outpatient care
Copays for each doctor’s visit, emergency room visit, or hospital stay
Travel costs for emergency medical care outside of the United States
The first three pints of blood annually
Coinsurance for inpatient care, outpatient care and skilled nursing facility care
How much of this gets covered by your Supplement plan depends on which Supplement you choose. There are a number of them, and they all offer different levels of coverage. The one full coverage plan that would take care of all of these expenses for you is no longer available to most people. That would be Plan F, and Mutual of Omaha only offers it as a renewed plan and not as a new sign up. So, if you have Plan F already, you can continue to sign up for it year after year, but if you have a different plan, then the full coverage Supplement Plan F is not something that you will be able to enroll in.
Mutual of Omaha Sells Medicare Supplements Privately
The insurance company Mutual of Omaha is just one of many different insurance providers that sell these plans. We want to talk specifically about what they have to offer and why they are worth your consideration. We believe seniors should look at all of their options before they sign up for a medical insurance plan. That’s because there are so many different choices that there is a great risk of choosing a plan that simply costs too much.
A Mutual of Omaha Supplement plan is different from other Supplement plans in some key ways. They will offer the same coverage as those same plans from other insurance providers, but the pricing will be different, as will the member benefits. The prices are determined by the private companies. So, Mutual of Omaha gets to decide its own rates for Supplements.
The benefits for a Mutual of Omaha Medicare Supplement 2020 are unique to this insurance company. As one of the largest insurers, they have a lot to offer seniors, and this can include reduced rates for prescription drugs, free gym memberships, 24-hour phone access to medical doctors, and more. Their member benefits will change periodically, so if you want a full list, then you will want to consult Mutual of Omaha directly and talk to one of their representatives about what they offer.
Mutual of Omaha is selling Medicare Supplements privately, which means that you can get these plans from them directly. They are not simply licensing a Medicare plan. Medicare may have created the Supplements, but it doesn’t actually sell them. Mutual of Omaha will work with you directly as an insurer, though they have to abide by the rules Medicare has set up for its Supplement plans.
Is Mutual of Omaha Your Best Option?
You may be wondering if there is a better insurance provider for you to buy your Supplement plan through. There are tons of other options beside Mutual of Omaha, and we told you a few ways that this particular insurer manages to stand out from the crowd. However, you will want to compare them to other insurers to see which one will be right for you.
One of the best ways to do that is to compare the prices being offered on specific Supplement plans. Once you decide which of the available Supplement plans you want to sign up for, you can start to get quotes for those that plan. You can see how much the different insurance companies charge for that plan, keeping in mind that the coverage does not change despite a different price or a different insurer.
To compare the rates quickly and to source a lot of quotes at once, you can use our site. We offer this as a free service, and we provide you with a list of quotes for any plan you are interested in. Just figure out which of the Supplements might be a good option for you and then search for it on our site. We will search your local area for providers that offer that plan, and we will give you local prices to compare.
You can see how Mutual of Omaha stands up to the other providers and determine for yourself which one offers the best value for your money. Bear in mind that differences like customer benefits may add value to the plan as well, and you may want to look at them and see what the insurance company can do for you beyond simply offering you supplemental coverage.
Signing up for a Medicare Supplement is a big decision, and you will be locked into that coverage for a full year. You want to be sure that you have chosen well, so take time to look at the rates for the Mutual of Omaha Medicare Supplement 2020 plan, as well as some of your other options. We can help you do that, and we can assist you in saving money on the plan that fits you well.