Anthem Medicare Advantage 2020
Anthem sells Blue Cross Blue Shield coverage plans to seniors, and their Medicare Advantage plans in particular are going to benefit a lot of seniors over the coming year. We want to talk to you about the Anthem Medicare Advantage 2020 options and what these plans have to offer you.
Advantage Plans Can Meet Your Needs
We don’t know what your medical needs are, but if you are a Medicare subscriber and you feel that the Original Medicare plan doesn’t do enough for you, then Medicare Advantage is a great alternative. It covers more and provides you with greater protection against the unexpected medical expenses and the common expenses that seniors often have to deal with. You won’t have to worry so much about whether you will be covered in an emergency or if you will have enough coverage to make your healthcare affordable for the year.
Here is a breakdown of the coverage you could get from a Medicare Advantage plan. This coverage holds true whether you get it from Anthem or from another insurer:
Medicare Part A inpatient cover
Medicare Part B outpatient cover
Emergency medical care
Urgently needed medical services
And then you have some optional coverage that could be included in some of the Medicare Advantage plans. Here is what that could entail:
Medicare Part D
Vision coverage, including new eyeglasses and corrective lenses
Hearing coverage, including hearing aids
Anthem offers a number of different plans for its customers, and these can range from low coverage to high coverage. No matter what your healthcare needs are like, there is probably a plan among them that would be a good fit for you.
The Price of an Anthem Medicare Advantage Plan
Anthem gets to decide what rates it wants to charge for its plans. It doesn’t have to offer a standardized price for its plans. This means that it may have competitive pricing or not, and the company is able to change its rates as it sees fit.
The prices will vary based on which of the plans you are choosing, and they vary based on where you live as well. You can check and see what the prices are here on our website. We give you accurate and up-to-date information that you can use to compare rates and find the best deal. Check back with us to stay current on Anthem prices and the rates of other insurance agencies.
Anthem tends to have competitive prices, as does Blue Cross Blue Shield, and you will want to compare their rates against those of other insurers to make certain that you are not overpaying for your coverage. On average, Advantage plans will cost about $140 per month, but Anthem sells some that are as cheap as $0 per month. With that monthly premium is a deductible you need to pay before the plan will provide any coverage for you. The deductibles on Anthem Medicare Advantage 2020 will vary usually based on how much your premium is. The lower the premium tends to be, the higher the deductible usually is.
Medicare Advantage through Anthem
Anthem puts its own mark on Medicare Advantage to make it unique and offer its subscribers something special. They offer bonus perks that don’t cost anything extra to the subscriber. They can keep you in contact with medical professionals to ensure you have access to healthcare counselling anytime you need it. They can also provide you with personalized diet and fitness plans and offer discounts on various healthcare services that are not covered as part of your Medicare Advantage plan.
Anthem also has their own network on which they operate. This network extends to every medical facility that will honor their plans, which would be any one that Anthem has an agreement with. You can go with your Anthem Medicare Advantage plan to any of these clinics, hospitals and other healthcare facilities and expect to be covered fully according to your plan. If you go off the network for your healthcare, though, then you will not get full coverage.
Anthem offers a kind of Medicare Advantage plan known as a PPO plan. This will give you partial coverage off the network, and it can come in very useful for seniors who live outside of their insurer’s network or who do a lot of travelling and may not know where they will be when they need medical care.
Anthem also offers an HMO option for seniors who live in their insurer’s network area. This will cover them fully on the network and nowhere else. Both PPOs and HMOs offer full coverage on the network, but since PPOs cover seniors to a greater degree, they will cost more. You can check the prices here on our site and see how they compare.
How You Can Sign Up for Medicare Advantage Plans
Advantage plans are pretty accessible to the average senior. They will be available to anyone with an Original Medicare plan. You can sign up for one if you live in your carrier’s coverage area and if you meet the requirements for a Medicare plan. Advantage plan enrollment takes place once a year, from October to December. In this period, you can sign up for the plans or change plans, as you see fit. Enrollment begins on October 15th, and it won’t be over until December 7th.
If you think that one of these plans might be right for you, then you should enroll during this period, because if you miss it, you will not be able to enroll again until the same time next year. Once your application has been approved, you will get coverage starting on January 1st of the following year. Those who miss the enrollment window taking place this year cannot get coverage again until 2021.
If you have questions about Anthem Medicare Advantage 2020 or any other kind of healthcare insurance, then you can give us a call. We would be happy to assist you and make sure you understand what these plans are able to do for you and whether you qualify.