AARP Medicare Plans 2020
AARP is one of the top companies that sells Medicare plans. They sell both Medicare Advantage and Medicare Supplement (or Medigap) plans. They offer a wide selection of coverage options while attempting to keep their prices competitive. You can also benefit from their great member perks and services, as well as access to programs that are exclusive to AARP members. The AARP Medicare plans for 2020 are definitely worth your time.
How AARP Medicare Plans Can Cover You
You’ll want to examine the various Medicare plans that AARP has to offer. They have a similar lineup to what other companies are offering. The difference is not necessarily the coverage so much as the price and extra services, but you need to know about that coverage. It will help you to make a more informed decision and help you to spend more time focusing on what sets AARP plans apart.
Medicare Advantage is the most powerful coverage plan that AARP can sell. It is a healthcare policy that covers you for all emergency medical care and any urgently needed services (as classified by your healthcare provider and the government). It also covers the cost of hospital and doctor services with cover for Medicare parts A and B. In some of the AARP Medicare Advantage plans, there is also coverage for Medicare Part D drug plans and for routine checkups and other common services for hearing and vision care.
Medicare Supplements cover a wide range of medical expenses, all of which relate to Medicare parts A and B but are not covered by those parts in an Original Medicare plan. Supplement plans can take care of some or all of the following for you:
Medicare Part B excess charges
Medicare Part A hospice coinsurance
Nursing care coinsurance
Copays for Medicare part A
Copays for Medicare Part B
Deductible for Medicare Part A
Deductible for Medicare Part B
Three pints of blood
Emergency medical transport costs in foreign countries
How You Can Enroll in These Plans
You can sign up for either of these plans if you have an Original Medicare plan that’s active. You can enroll in Medicare Advantage as soon as the Open Enrollment period starts on October 15ht. For Medicare Supplements, you only have to wait until a few months before you turn 65 to enroll. You have until a few months after that birthday milestone to sign up for the Supplement plan during its enrollment period. That’s not the only time you can sign up for that plan, but it is the best time, since you get low rates and guaranteed approval.
Enrollment may be determined partially by whether you have any conflicting medical insurance plans. If you have a healthcare plan that covers you similarly to the way one of these plans does, then you will not be able to get coverage from these AARP Medicare plans for 2020. You will have to drop the other plan in order to start receiving coverage from your new plan.
The two Medicare plans- Supplements and Advantage plans- will conflict, so you cannot have them both at the same time. These plans also tend to conflict with most employer or union-based plans, as well as many trust fund healthcare plans. If you have any question about what plan you are eligible for or if you have conflicting coverage, then be sure to ask us. Our team will be happy to answer any questions that you have and get you information on what your options are.
What You Get through AARP
By signing up with AARP, you can benefit from powerful coverage with one of their Medicare plans. You will be required to pay AARP’s chosen rates. These will be different from the rates charged by other insurance companies for the same plans. You can expect to pay a different rate based on where you live as well, since the cost of living affects Medicare plan rates.
If you want to check the prices for AARP plans, then be sure to use our site. This site has a free search tool that you can use to compare plans and to find the best deal on your health insurance.
AARP offers all sorts of member benefits for its plans. It can give you access to gym memberships at no extra cost and can provide you with personalized fitness plans that help you to stay healthy and in shape. You can also benefit from telemedicine services that give you access to healthcare professionals over the phone at any hour of the day. AARP provides you with a large network that extends across most of the country. This is helpful for Advantage plans, which have to use the insurer’s network to provide you with coverage. Going outside the network means that you are not going to get full coverage, if any. It’s beneficial to you to have an insurer like AARP with a massive network of pharmacies, hospitals, clinics and doctors’ offices.
AARP is also partner with the United Healthcare company. This allows them to draw from greater resources, offer better, more stable pricing and extend their network and perks packages to give you more. We think you should consider AARP as a healthcare insurance provider for the coming year. They have so much to offer that you may be losing money by choosing someone else as your insurance company.
AARP’s different Medicare plans are designed to benefit you in a variety of ways. You can take a look at your own coverage and see how it compares, and you will likely see that AARP is offering you real value that you don’t get with other insurers.
They may not always have the cheapest prices, but we think that their perk packages are unbeatable and that the value you get for your money is really extraordinary. Consider AARP Medicare plans for 2020 and see how you might save money and enjoy greater coverage and protection with them as your insurance carrier.